Latest articles
Recent writing from JP Maguire
Does Your Homeowners Insurance Actually Cover Fire and Water Damage?
The new year is a good time to actually read your policy before you need it. Here is what standard homeowners insurance covers for fire and water damage, what it does not, and how the deductible changes whether filing a claim is even worth it.
Candles, Not Just Trees: The Overlooked Cause of December House Fires
Christmas trees get all the warnings, but candles are four times more likely to start a house fire in December than in any other month. Here is what the data actually says, and how to keep the ambiance without the risk.
Ice Dams 101: Why New England Roofs Leak in Winter
Ice dams are one of the most common, and most misunderstood, causes of winter water damage in Connecticut. Here is how they form, why they leak, and what actually stops them before the first big snow.
What to Do in the First 24 Hours After a House Fire
The first day after a house fire decides how much of your home and your claim you actually recover. Here is the order of operations, from the fire department clearing the structure to the call that starts your insurance claim.
Don't Light Your Grill Until You Do This
Before you fire up the grill this spring, there's something most homeowners forget, and it can turn a backyard cookout into a serious safety risk in seconds.
A Fresh Season, A Fresh Start for Your Home
Spring has a way of resetting everything, longer days, warmer weather, and that urge to open every window in your home. But while most people focus on surface-level cleaning,...
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